PayPal Fee Calculator
Know exactly what you will receive into your bank account — or how much to invoice your client to cover PayPal merchant deductions.
Transaction Details
USDStandard commercial transaction rates based on PayPal's latest published fee schedules. Friends & Family transactions are fee-free but offer no seller protection.
Gross Amount
Amount sent by client
PayPal Fee
2.9899999999999998% + $0.49
You Will Receive
Net balance into account
To receive exactly $100.00
Invoice your client this amount so you net your target figure after fees:
Net after $3.48 fee = $100.00
Effective deduction rate: 3.48% of gross payment.
PayPal Merchant Fee Specifications & FAQ
Fee formulas and reverse invoice math explained.
How is the reverse invoice amount calculated?
The reverse calculation formula solves: (Target + Fixed Fee) / (1 - Percentage Rate). This calculates the exact amount to invoice a client so that after PayPal's cut, you receive 100% of your target funds.
Are international transaction rates supported?
Yes. International card and checkout transactions (which include cross-border fees of up to 4.99% + $0.49) can be selected directly from the transaction category menu.
What is the fee for Friends & Family payments?
Personal domestic Friends & Family payments funded with bank accounts or PayPal balances carry 0% transaction fees, but offer zero merchant seller protection.